Contractors All Risk (CAR)

Contractors All Risk insurance provides comprehensive protection for construction projects, covering accidental damage to contract works, materials, temporary structures, and plant/machinery on site. It safeguards against risks such as fire, theft, storms, floods, and other unforeseen events during the building phase, while also including third-party liability for injury or property damage. Ideal for contractors, developers, and project owners to ensure financial protection throughout the construction period

Plant All Risk (PAR)

Plant All Risk insurance offers broad coverage for your construction plant, machinery, and equipment (such as excavators, graders, TLBs, generators, and compressors) against loss or damage from any accidental cause. This includes protection while in use on site, in transit, during storage, or at your premises. It covers perils like fire, theft, burglary, impact, collision, and natural disasters, helping you avoid costly downtime and repairs for owned or hired-in plant.

Professional Indemnity

Professional Indemnity insurance protects professionals (such as engineers, architects, consultants, or designers) against claims of negligence, errors, omissions, or breach of duty in providing professional services. It covers legal defense costs, settlements, and compensation if a client suffers financial loss due to alleged mistakes in advice, design, or supervision. Essential for those offering expert services in construction and related fields to safeguard reputation and finances.

Letters of Intent

We facilitate swift issuance of Letters of Intent (LOI) to support your construction tenders and projects. A Letter of Intent serves as a written commitment from us (as your insurance broker or provider) confirming our intention to issue the required guarantees or insurance covers once all formalities are completed. This allows you to mobilize resources and start work promptly while final guarantees (such as performance or advance payment bonds) are processed — often arranged within hours.

Public Liability

Public Liability insurance protects your business against claims from third parties (members of the public, clients, visitors, or subcontractors) for accidental bodily injury, death, or property damage arising from your operations or premises. It covers legal costs and compensation payouts, helping mitigate risks on construction sites, offices, or during any business activities where the public could be affected.